12b:
\(\left(\dfrac{1}{1-2\sqrt{x}}-1\right):\left(\dfrac{1}{4x-1}+\dfrac{1}{2\sqrt{x}+1}\right)\)
\(=\left(\dfrac{-1}{2\sqrt{x}-1}-1\right):\dfrac{1+2\sqrt{x}-1}{4x-1}\)
\(=\dfrac{-1-2\sqrt{x}+1}{2\sqrt{x}-1}\cdot\dfrac{4x-1}{2\sqrt{x}}\)
\(=\dfrac{-\left(4x-1\right)}{2\sqrt{x}-1}=-2\sqrt{x}-1\)