\(S=\frac{101}{120}+\frac{1}{2.3}\left(\frac{1}{1.2}+\frac{1}{2.3}+\frac{1}{3.4}+...\frac{1}{18.19}+\frac{1}{19.20}\right)\)
\(S=\frac{101}{120}+\frac{1}{6}\left(\frac{2-1}{1.2}+\frac{3-2}{2.3}+\frac{4-3}{3.4}+...+\frac{19-18}{18.19}+\frac{20-19}{19.20}\right)\)
\(S=\frac{101}{120}+\frac{1}{6}\left(1-\frac{1}{2}+\frac{1}{2}-\frac{1}{3}+\frac{1}{3}-\frac{1}{4}+...+\frac{1}{18}-\frac{1}{19}+\frac{1}{19}-\frac{1}{20}\right)\)
\(S=\frac{101}{120}+\frac{1}{6}\left(1-\frac{1}{20}\right)=\frac{101}{120}+\frac{19}{120}=\frac{120}{120}=1\)